Avoiding Credit Hassles

Sometimes life throws you a legitimate curve. Cash flow is slow or inconsistent. It is very tempting, if you have a credit card to use, that you might start to use it simply out of convenience. This is a sure fire way to get yourself into trouble.

Those credit card bills will still keep rolling in every month and you might not be able to pay on them. Late payments will wreak havoc with your credit score. It is best under these circumstances not to use that card at all. Cut back and only spend what you have.

Elaine Flanigan